Bridge USDT from BNB Smart Chain to USDC on Stellar
Send USDT from BNB Smart Chain and receive USDC on Stellar. You state the destination; ROZO selects the route, executes the pay-in on BNB Smart Chain and the payout on Stellar, and reconciles both legs. Typical completion is 1–2 minutes.
Route facts
- You send
- USDT on BNB Smart Chain
- You receive
- USDC on Stellar
- Destination asset
- Native USDC issued by Circle
- Minimum amount
- 1 USDT
- Estimated completion
- 1–2 minutes
- Route status
- Live
Published on production evidence: 33 completed transfers in the 30 days to 2026-09-21. You send USDT and receive USDC.
Exchange rate, service fee, network fee and the exact receive amount are quoted live in the bridge before you confirm — they depend on the amount and on conditions at that moment, so we do not publish a fixed number here.
How to bridge USDT on BNB Smart Chain to USDC on Stellar
- Open the bridge with this pair preselected and enter the amount you want to send. The quote shows the amount that will arrive on Stellar.
- Paste the Stellar address that should receive the funds ( Starts with G, 56 characters (e.g. GA…)). Confirm it is an address you control.
- Approve the pay-in from your BNB Smart Chain wallet. ROZO handles the rest and shows progress until the payout lands.
Wallet, gas and address requirements
- Source (BNB Smart Chain): you need USDT to send and BNB to pay for the pay-in transaction.
- Destination (Stellar): The account must exist (funded with the XLM base reserve) and hold a trustline for the asset you are receiving.
- Address format: Starts with G, 56 characters (e.g. GA…).
- Exchange deposit addresses: only use one if the exchange lists USDC on Stellar and does not require a memo or tag you cannot supply. See bridging to an exchange.
If something goes wrong
A transfer that has been paid in is never dropped: it either settles or is returned. If the payout has not appeared after the expected window, check the status page, then read why a transfer is delayed. Keep the source transaction hash — it is the identifier support needs.
Verify what arrived
Look up your destination address on Stellar Expert and confirm both the amount and the asset issuer match native usdc issued by circle. Step-by-step: how to verify the token you received.
FAQ
What exactly do I receive on Stellar?
Native USDC issued by Circle — USDC on Stellar. It is not a wrapped or bridged representation of the asset you sent.
Why does USDT arrive as USDC?
This is a cross-asset route. ROZO accepts USDT on BNB Smart Chain as the pay-in and settles the payout in USDC on Stellar. The rate applied to the conversion is shown in the quote before you confirm.
Do I need XLM to receive on Stellar?
The account must exist (funded with the XLM base reserve) and hold a trustline for the asset you are receiving.
How long does BNB Smart Chain to Stellar take?
Typically 1–2 minutes. Settlement waits for finality on BNB Smart Chain before the payout on Stellar is released, so congestion on the source chain is the main variable.
What is the minimum amount?
1 USDT. Below that, the network fee on the destination chain would consume a disproportionate share of the transfer.
